When the seas get choppy, bonds offer steadier passage. You're lending your coin to a government or corporation in exchange for interest—less risk (though not risk-free) and generally lower returns. They're for when you’d rather not gamble your ship in a storm, but also don’t want your coin sinking to the ocean floor through inflation. Steady interest. Lower volatility. A ballast in your hold. The global bond market is significantly larger than the share market. If it ever blows up then it’s man the lifeboats!